Note 1: The National Credit Providers Association Ltd (NCPA) was formerly known as the National Financial Services Federation Ltd (NFSF).
Note 2: Current legislation refers to small amount credit contracts (SACCs) and medium amount credit contracts (MACCs). These contracts (loans) are often described as micro-loans, cash advances, same day loans, short term loans, micro-finance, personal loans, fast loans, small finance, or alternative finance and also historically were referred to as payday loans, or payday lending, Payday loans were banned in 2013 under the NCCPA Act.
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