Benefits of Membership

What we do for our Members

NCPA promotes a viable industry sector by; relationship building, direct lobbying, preparing submissions, generating industry specific reports and research, as well as promoting good lending practices and corporate governance to our Members.

The Association has overseen or developed:

  • specialist Guidance Notes for increased compliance;
  • Certificate IV course for non-ADI lender;
  • specialist loan contracts;
  • updates on regulatory activity;
  • a conduit for Members to voice their opinions on legislation under consultation with policy makers regarding issues in the market place;
  • publication of 150-175 member updates per year;
  • maintaining 'Push back' campaigns to challenge any incorrect media or academic reports that could adversely affect the credit market; and
  • comment to the media as required to protect and promote our industry sector.

The Association works with key government bodies such as ASIC, AUSTRAC, ACCC, ATO, Treasury, ARCA, CIC group and various Parliamentary committees and inquiries.

Membership of the National Credit Providers Association is on one of two levels - General Membership or Associate Membership.

Click here to apply for Membership of NCPA.

General Members

General Members of NCPA are business entities that provide small and medium amount credit contracts (loans) and other associated products and are registered ASIC Australian Credit Licence holders. Members can be sole traders, franchisors, franchisees, private, and listed companies and other business entities that provide or facilitate financial products. These Members have the right to vote on Association matters by way of each entity's nominated representative participating in Association ballots.

There are many specific benefits to being a Member of NCPA but most Members feel that the most benefit they receive on a day-to-day basis is from Membership Updates. These updates are based on NCPA’s daily media watch, industry research, and constant contact with industry stakeholders including government policy makers. These updates contain important information on industry alerts, keep Members informed of proposals for industry reviews, regulatory changes, compliance issues and opportunities, regulatory activity, and also suppliers with interesting industry specific products and the like.

Click here to apply for Membership of NCPA.

Associate Members

Associates are business entities that have a direct connection, contact, or interest in the small and medium amount credit contract (loans) industry in Australia but do not hold Australian Credit Licences. Associate Members are welcome to attend Association general meetings as observers, but do not participate in Association ballots.

Associate Members, who have products that can service a wide portion of the industry, may be invited to bid for presentation rights at Association conferences, seminars and exhibitions. This is a unique opportunity to present and display information concerning your products and/or services and a chance to network with the industry as a whole.

Click here to apply for Membership of NCPA.