Meet our CEO and Board of Directors

Scroll down for information on all Directors.

The Board of Directors for the Association are drawn from across Australia and across the small and medium amount credit contract industry. Board Members have a wealth of experience in the industry both in Australia and in overseas markets both in traditional face-to-face lending and on dedicated on-line lending platforms. Board Members can be drawn from both the General Membership and Associate Membership or from the wider community as the Board Members determine to be appropriate.

CEO Profile

Phil Johns

Phil Johns

CEO

Tel: 07 3269 3300

Email: Contact

Qualifications: Graduate of the Australian Institute of Company Directors

Experience: Since May 2008, I have held the role of CEO of the National Credit Providers Association. In November 2013, I was elected to the Board of Council of Small Business Organisations Australia (COSBOA). Member of the Australian Institute of Company Directors. Member of various committees including the Commonwealth Treasury’s Industry Consultative Committee; ATO Financial Services Industry Partnership & Code Industry Council; and Credit Reporting Code of Conduct Development Committee. Company Director since 1999. Franchisor of Local Lenders for 6 years in the Small Amount Short Term lending industry. *Formerly National Financial Services Federation

Comments: Being CEO of the National Credit Providers Association (NCPA*) since 2008 has been a rewarding and invigorating experience. NCPA represents ASIC licensed credit providers supplying a variety of consumer finance products and from a variety of entity structures including ASX registered entities. Being a mutual–benefit organisation, Members come together with a united voice as Australia’s peak industry body for non-ADI ASIC licensed credit providers. *Previously NFSF

Board of Directors

Below are the current board members of NCPA

Paul Walshe

Paul Walshe

Chairman

Email: Contact

Fair Go Finance

Qualifications: MBA (Executive) Australian Graduate School of Management 2003, Bachelor of Engineering (Mechanical, Hons) Sydney University

Experience: Experience: Currently founder and MD of Fair Go Finance Pty Ltd, which commenced trading in 2008. Prior to this, held commercial, operational and management roles in corporate advisory, professional services (Ernst & Young) and industrial businesses (Telstra and BlueScope Steel).

Comments: Since its inception, the NCPA (previously known as NFSF) has been instrumental in communicating the evolution of the Australian non-bank consumer finance market to industry stakeholders. Through this engagement it continues to lead to better outcomes for consumers by ensuring a sustainable and more transparent credit market that consumers can access with confidence. Given that membership is not compulsory, those Companies that are Members choose to financially support these NCPA objectives.

Andrew Child

Andrew Child

Director

Email: Contact

City Finance

Qualifications: Diploma in Finance (Mortgage Broking)

Experience: Director and CEO of City Finance since December 2014. Previously held senior management positions with national ASX listed companies including Mortgage Choice, Bank of Queensland, and Aussie Home Loans. Thirty years in franchising both as a franchisee and franchisor including establishment of two national home building brands in Australia and New Zealand. Over 13 years experience in both finance and mortgage broking industries and has operated his own Management Consultancy business since 1999.

Comments: With the consumer credit industry continuing to be challenged by so many changes it is important that credit providers are represented by a proactive and strategic representative body. NCPA Members should be perceived to demonstrate a higher level of integrity and compliance than non-members. This will allow us to continue to build a strong and sustainable representative body that is always well respected by its Members and the groups it works with.

Jim Baird

Jim Baird

Director

Email: Contact

Australian Capital Financial Services Pty Ltd

Qualifications: Certificate IV in Finance/Mortgage Broking.

Experience: Company Director and Responsible Manager. 27 years working in the banking industry including executive management. 14 years experience in micro credit industry. 6 years in Franchise Management.

Comments: NCPA Board members are committed to the strategic development and sustainability of our industry on behalf of all members in a transparent and unbiased manner. It is essential that industry is well represented via a peak national industry body.

Michael Rudd

Michael Rudd

Director

Email: Contact

Money3

Certificate IV in Credit Management FNS40111

Experience: Currently General Manager of the Unsecured Division at Money3 Corporation which includes the Money3 Branch network compromising 60+ branches, as well as the Online Cash Train business. Prior to this, had 10+ year’s experience in general management, leadership, operations, sales, audit, and compliance in high growth, national organisations which involved secured and unsecured lending as well as leasing products.

Comments: In joining the board of the NCPA I look forward to adding value, and working with all stakeholders in the industry to ensure workable outcomes for both industry players and the regulators. Money3 Corporation is a proud supporter of the NCPA’s commitment to represent the alternative credit providers in Australia by working with ASIC in an open and transparent manner to continue improving the performance of the industry and providing safe affordable products for consumers.

Rory Matthews

Rory Matthews

Director

Email: Contact

Compuscan

MBA - Henley University UK

Experience: Rory is CEO Asia Pacific of Compuscan, an International Credit Referencing Agency with established Credit Bureaux and related services in 8 countries. Compuscan was established more than 20yrs ago and has its roots in the MFI and small lending market and services with about 4000 clients in this sector. Rory has over 25yrs experience in the Credit Referencing sector having directly managed or started-up Credit Bureaux in 8 countries across 4 continents and including a 4yr tenure as CEO of Veda (Equifax) in Australia. Rory has directly engaged with, and advised, industry regulators and helped with reform to related legislation in South Africa, The Netherlands, Australia, and Malaysia.

Comments: As an existing Associate Member, I’m pleased to extend Compuscan’s engagement with NCPA by accepting a nomination to the Board of Directors. By working with industry partners in a close collaborative manner, NCPA is forging strong connections with the wider stakeholders in the non-bank credit industry which will benefit both Associate and General NCPA Members.